Join SettlePal, a 24/7 global network where stablecoin liquidity helps complete real crypto payments for businesses, and you earn from every transaction.
A Smarter Network for Smarter Capital
Platforms gain instant access to liquidity
You get rewarded when your USDT supports verified settlement
Transactions move 24/7, backed by payment confirmations
Institutions get instant liquidity
Users earn real yield
Settlements happen 24/7 with verified collateral
SettlePal operates as a Liquidity-as-a-Service (LaaS) platform providing regulated partners with real-time access to stablecoin liquidity.
At the core of our system is SettlePal Router a proprietary settlement layer that powers instant, collateral-backed USDT delivery. It bridges the gap between traditional payments (which can take days) and the instant speed of crypto.
Fiat Payment Sources(Banks & PSPs)
Partner Platforms(Regulated partners)
Request & Repay Liquidity
Payment Hash Ledger
Instant settlement
Collateral-backed Stablecoin liquidity (USDT)
Supply instant USDT
Liquidity Taker(Exchanges, wallets, apps & merchants)
Payment Processor Comparison
Merchants needing fast settlements
Crypto exchanges needing liquidity
Platforms settling cross-border pay-outs
You’re helping complete verified transactions and earning from every successful one your capital supports.
We take a small fee for routing and processing transactions
This fee only applies to capital that has been actively used
It ensures network stability, trust, and transparency for both sides
It’s simple, transparent, and designed to reward you.
It’s real, simple, and secure.
Who Are Liquidity Takers?
Liquidity takers are trusted regulated platforms that rely on stablecoin access to complete critical transactions in real time.
Deposit your USDT into the SettlePal liquidity pool. YYour Funds join an always-on capital engine network.
The SettlePal Router scans for incoming liquidity requests from verified platforms.
Your capital is dynamically routed to fulfil requests for live Stablecoin liquidity.
Once the payment provider processes the associated USD transaction, we receive the funds along with a settlement fee.
A portion of the collected fee is distributed to you, based on how much USDT you contributed and how long it remained active in the pool.
Your funds are reused seamlessly across new transactions — helping drive continuous settlement flow across the network, 24/7.
Customer pays by card → Merchant wants USDT now → We Deliver instantly
User buys crypto via bank transfer → Platform delivers before funds clear → Supply USDT
Need Instant Cross-Border Transfer → Fiat is still processing → We Support the flow
Crypto payouts for global contractors, without settlement delays
Exchanges use SettlePal to fulfill high-volume USDT withdrawals instantly
Large institutional trades need stablecoin liquidity now → SettlePal matches verified requests in real time
Orders are only fulfilled when collateral-backed by a regulated institution
Our infrastructure is secured to SOC 2 Type II standards.
We never lend to individuals or unverified entities
No market speculation, token risk, or trading
You can track your balance and usage in real time
Withdraw your funds anytime, based on your plan